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Avoid After Vacation Stress  Have you ever gone on a vacation and had a marvelous time only to feel stress later as you overspent????? Well, you are not alone. Many of us get so wrapped up in perfecting our tan or getting the rest we need that we do not even want to think about how much we will be spending. ”Very few people, no matter what their net worth and the level of their intelligence and financial savvy, do any kind of budgeting for trips,” said Gary Buffone, a psychologist and director of the Family Business Center, in Jacksonville, Fla. It stands to reason you take a vacation to relieve stress. Why would any sane person ruin the euphoria of a vacation with the mundane task of budgeting?

The average family takes 2.6 trips annually according to YPB&R/Yankelovich National Travel & Leisure Monitor as quote by www.cbs.marketwatch.com. The average cost for domestic vacations is $1000 with the average cost for international vacations exceeding $3500.
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If the average family takes 1.6 domestic vacations and 1 international vacation annually then they are spending at least $5000 on vacations a year. The cliché “Pay now or Pay later!” takes on a new meaning as you are paying by credit card later. When you add the interest, the cost to pay off these vacations grows to $9148.62. (Assumes 18% interest over 4 years) Add those cost over 4 years of vacations, the credit card debt becomes astronomical. It is easy to see why the average American family has a lot of credit card debt. The easiest way to eliminate this credit card debt is to not create the debt at all or create a system to pay it off before you create it. Most people do neither creating stress after the vacation.

Budgeting makes most people revolt is it seems so complicated. Who wants to take the time to perform the mathematical calculations? No one. Ida Byrd-Hill, a 10 year veteran financial advisor and creator of www.livinginstylonline.com. has created a self calculating Vacation Budget Form. The form completes all the calculations after you input basic information such a plan/train/ cruise ticket prices, number of nights and number of persons going on vacation. The form makes it easier to save for vacations as you will know the true cost of the vacation and whether you need to save some more money or allocate a larger portion on your credit cards. The best part you do not have to do complicated computations. The form is found at www.livinginstyleonline.com.

We have left you the best task --- to dream and research prices for plane/train/cruise tickets. You can do that research at www.livinginstyleonline.com. Livinginstyleonline.com is a luxury lifestyle magazine and luxury discount marketplace of products. You can eliminate even more stress by finding discount luxury travel accommodations here as they have the largest collection of discount travel websites in one place. You can readily flip from one site to another and perform your comparison quickly and painlessly.


You can live the good life without breaking the bank!!!!

Ida Byrd-Hill
www.livinginstyleonline.com
313-882-2846

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